RealOpen Certified · Field resource
Closing-week funding checklist
The seventeen ways a crypto-funded closing derails, with the sign a week out and the prevention, for the week before funding.
From Lesson 8, The deal, start to finish. By Johnny Schiro. Updated 2026-10-10.
Seven days out
| Check | Done |
|---|---|
| Verified amount covers cash to close with room for a price move; if thin, buyer is ready to send more or to fund early | ☐ |
| Asset and network confirmed against the quote; buyer has read the instructions aloud, including any tag or memo | ☐ |
| Wallet holds the network's coin for the fee | ☐ |
| Staked or locked assets: unstaking complete or on schedule | ☐ |
| Exchange funding: address whitelisted, limit checked, withdrawals under way; no new address added this week | ☐ |
| Entity or multisig wallet: every required signer available on funding day | ☐ |
| Buyer on the contract matches the owner of the funds | ☐ |
| Identity or source-of-funds review: nothing pending; any document request answered same day | ☐ |
| Financed deal: lender has the RealScore Report and knows the down payment arrives by wire at funding | ☐ |
| Funding source unchanged since contract; any new wallet verified first | ☐ |
| Multiple transfers or assets: plan agreed with RealOpen; every transaction ID tracked | ☐ |
Two days out
| Check | Done |
|---|---|
| Wiring instructions confirmed by phone with escrow at a trusted number; any emailed change treated as fraud until confirmed | ☐ |
| Funding scheduled at least one business day before closing, not the morning of | ☐ |
| Bank wire cutoff known; a late transfer lands the next business day | ☐ |
Funding day
| Check | Done |
|---|---|
| Buyer sends from the planned wallet to the address in the quote, on the quoted network, with the tag | ☐ |
| Wrong network, missing tag or unknown address: stop, do not send more, call RealOpen with the transaction ID | ☐ |
| Wire confirmed with escrow by phone | ☐ |
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