Listing-side objections
The nine questions that stall a crypto-funded offer, from the listing agent, the seller, the attorney, the title officer, the loan officer and the buyer, each with its one-line answer.
From Lesson 6, Objections and the listing side. By Johnny Schiro. Updated 2026-10-10.
The rule
Skepticism is reasonable. Do not argue. Give short, checkable answers and let the paperwork work. You are presenting a cash offer with verified funds. Be plain about the source: verified, converted, wired.
The card
| Who asks | What they ask | What you say |
|---|---|---|
| Listing agent | "How does this even work?" | "Like any cash offer on your side. Funds verified by a third party, here's the proof of funds, escrow receives a standard wire, your seller gets dollars." |
| Listing agent | "Anyone can print a letter." | "RealOpen's contact details are on it; call them. My buyer verified her identity and proved control of the wallet before it was issued. It shows verified buying power on the date printed, and I'll get you a current one." |
| Listing agent | "What if the crypto crashes?" | "The price is in dollars and doesn't change. The letter already states a conservative number, and if the market moves my buyer sends more. The risk is my buyer's, not your seller's." |
| Seller | "I don't want Bitcoin." | "You won't get any. The buyer's crypto is converted before it reaches escrow. You're paid by wire like any cash sale, and you don't need a wallet or an account anywhere." |
| Seller's attorney | "Is this laundered money?" | "Before any money moves, the buyer goes through identity verification, AML and sanctions screening and source-of-funds documentation. What reaches escrow is a dollar wire from a screened buyer." |
| Title or escrow | "We can't take crypto into trust." | "You won't. You receive a standard U.S. dollar wire with reference details. RealOpen can send a third-party funding letter if your underwriter wants one." |
| Loan officer | "Sell it and season it sixty days." | "That's the fallback when funds can't be documented. Here they can be: a verified asset report with the wallet history, and the down payment converted and wired to escrow with a transaction record. What do you need to accept sourced funds?" |
| Buyer | "How much tax will I owe?" | "I'm not your tax advisor. Converting crypto to buy a house is generally a taxable event on the crypto. Talk to a CPA who works with crypto before you fund." |
| Buyer | "Should I wait for the price to rise?" | "Your call. Fund early for certainty or later to ride it, a drop means you send more, and leave a business day of margin." |
| Another agent | "RealOpen will take your buyer." | "RealOpen doesn't represent anyone and has no agents. The license is for referral fees and MLS data. My client stays my client, and RealOpen isn't a lender." |
Pages to send
Sellers: realopen.com/resources/someone-offered-crypto-for-your-house. Title and escrow: realopen.com/title-companies.
RealOpen Certified is a private designation issued by RealOpen. It is not continuing education credit and is not issued or endorsed by any state licensing authority. How certifying works.