Buy Real Estate With Crypto

Use crypto to buy outright or fund the down payment on a mortgage-financed purchase. We verify your assets, convert the amount you need to dollars, and wire escrow.
Crypto real estate - buy with BTC, ETH, or USDT
Buy outright with crypto
Use crypto for a mortgage down payment
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Bitcoin (BTC)
Buy real estate with Bitcoin (BTC)
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Ethereum (ETH)
Buy houses with Ethereum (ETH)
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Buy property with Tether (USDT)
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Using Crypto to Buy Real Estate

Buyers can use cryptocurrency to purchase property outright or to fund the down payment on a traditional mortgage, while sellers and escrow still receive a traditional wire transfer.

Key Points

  • verify crypto holdings
  • generate a proof of funds letter
  • understand the RealOpen process
  • fund escrow using a crypto transfer
  • buy outright, or bring your own lender and fund the down payment

Buy a Home Outright With Crypto

The all-cash route. Fund the full purchase price with crypto: RealOpen verifies your holdings, issues a Proof of Funds letter for the full amount so you can make a cash offer, then converts the amount you need to dollars and wires escrow at closing. The seller receives dollars and the contract is a cash contract.

Financing part of the price instead? Keep your own lender and use crypto for the down payment — see crypto for a traditional mortgage down payment. Either way, escrow receives a wire and the seller never needs to accept crypto.

Get Proof of Funds
Use crypto for my down payment

Start Here

Every RealOpen purchase begins with verifying your crypto holdings and preparing documentation that sellers, agents and — on a financed purchase — your lender can review.

Start by generating a proof of funds letter, then review how RealOpen works before making an offer.

Proof of Funds
How RealOpen Works

Understand How Funding Works

Sellers do not need to accept crypto directly. Buyers can fund with supported assets, conversion is executed through OTC partners, and escrow receives fiat.

See the dedicated crypto funding process for conversion execution, and review the crypto closing process explainer for escrow, title, and settlement mechanics.

Flow of funds overview

The crypto transfer

You receive instructions and send supported assets (BTC, ETH, USDT, and more) when your transaction is ready to fund.

You send a crypto transfer

The trade

RealOpen executes conversion through OTC trading partners so settlement can proceed in fiat.

RealOpen converts your crypto to fiat via OTC execution

The funding wire

Escrow or closing counsel receives a standard fiat wire and disburses under the contract's actual terms — the full price on an outright purchase, or your approved down payment alongside the lender's mortgage proceeds on a financed one.

For the complete mechanics, see flow of funds and how crypto closings work.

RealOpen sending a fiat wire to fund the real estate purchase

Financing and Down Payment

Bring your lender. Get a traditional mortgage from the lender you choose and fund the down payment with crypto: RealOpen verifies your assets, documents the conversion to dollars, and wires escrow. We have closed these transactions across multiple lenders. Your loan program determines which assets and custody arrangements qualify, what documentation is required, and when funds must be converted and received — confirm those before converting.

Start with crypto for a mortgage down payment, then see RealScore for lender-ready asset documentation and the lender page to share with your loan officer. RealOpen is not a mortgage lender and does not offer crypto-backed loans.

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