Buy a House with Bitcoin
RealOpen locks your prime rate, converts your Bitcoin to fiat, and wires cash to escrow on your behalf.
You close as a traditional cash buyer...without the headaches or lossy liquidation.
Why Bitcoin is Different
Funding with Bitcoin isn't like sending a wire. You're dealing with:
- Blockchain confirmations: usually ~10 minutes
- Fee selection: slow, medium, or "I need this confirmed now"
- Volatility: BTC can swing hundreds in seconds
RealOpen built a process that works with Bitcoin's quirks — not against them.
How to Buy Property with Bitcoin
1. Get Proof of Funds
We verify your BTC wallet on-chain and issue an official Proof of Funds based on your current balance — no need to sell or move your Bitcoin.
- On-chain BTC wallet analysis and verification
- You maintain full control — no need to liquidate to prove funds
- Formal Proof of Funds PDF accepted by sellers, agents, and escrow
1. Lock Your Rate
Once you're ready, we quote you a BTC→USD conversion rate and lock it for 10 minutes. This prevents price slippage while you initiate the transaction.
- We quote BTC → USD amount with a 10-minute rate lock
- Based on your exact cash-to-close
- You send BTC within the 10-minute window
2. Send the BTC
We provide transfer instructions, then you send from your wallet.
- Choose your fee level (minimum of 15 sats/vB)
- Send from any wallet you control
- Trade is executed after 2 confirmations (acknowledged after 1)
3. RealOpen Wires Fiat to Escrow
Once received and confirmed:
- Fiat funds are wired directly to title or escrow
- The rest of the deal proceeds like a traditional cash purchase
- You get the wire receipt and keys — done.
Why not just sell on an exchange?
Sure, you could sell your Bitcoin on a retail exchange...
But when it's time to close on a home, speed and precision matter. Public exchanges don't offer rate locks, have high spreads and slippage, and enforce withdrawal limits that can derail your escrow timeline.
RealOpen was built to simplify this process for you.
| Feature | Retail Exchange | RealOpen |
|---|---|---|
| Price Lock | None | 10 minutes |
| Spread | Up to 3% | <0.5% typical |
| Settlement Time | Variable | Same day |
| Price Slippage | 1–3% typical | None |
| Real Estate Support | Good luck | Yep |
Buyer Requirements
Buying real estate with Bitcoin is simple — but timing matters. Here's what we require before you fund:
- Complete KYC (we help, it's fast)
- Can use hot wallets, hardware wallets, or custodial wallets — whatever works for you
- Commit to completing the transfer within the lock window
- Set the transfer fee rate to 15 sats/vB or higher
Frequently asked questions
Have more questions? Reach out anytime.
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