The XRP Real Estate Payment Solution
- Get your Proof of Funds without cashing out
- Fund the purchase with an XRP transfer
- Locked pricing, institutional support
- Close fast — same day closings available
True OTC Pricing
Institutional Conversion. Real-Time Execution.
We work directly with major prime trading desks to offer you substantial XRP-to-USD liquidity. Our pricing reflects actual market depth — not speculative DEX guessing.
- Institutional OTC desk pricing & support
- Real-time quote based on your funding amount
- No slippage, no hidden conversion fees
- XRP converted directly to fiat
- Same-day execution — wire hits escrow in hours
How to Buy Real Estate with XRP
RealOpen step-by-step
1. Get Proof of Funds
We verify your XRP wallet and issue an official Proof of Funds letter based on your current balance. Stay in your XRP position until you're in escrow and ready to fund.
- Secure, on-chain wallet verification
- No need to liquidate to prove purchasing power
- No explaining wallet screenshots to listing agents
- Accepted by agents and sellers
- Makes you a preferred buyer
2. Lock Your Quote
When you're ready to move, we quote your XRP → USD rate and lock it for 10 minutes. No slippage and no surprises.
- Real-time XRP → USD quote based on your cash-to-close
- 10-minute lock avoids volatility and delays
- Guarantees exact fiat amount for escrow
3. Send the XRP
We provide the destination address and transfer instructions. You send directly from your wallet — any wallet works.
- Supports all XRP wallets — Xumm, Ledger, Uphold, etc.
- No minimum confirmation delay — XRP settles in seconds
- Trade is executed upon transfer confirmation
4. RealOpen Wires Fiat to Escrow
As soon as the XRP is received and converted, we wire the equivalent USD directly to escrow or title. You close and fund just like a typical cash buyer.
- Exact USD amount wired to escrow
- Escrow (and seller) receives traditional funds — no crypto exposure
- Trackable wire confirmation for peace of mind
Why Not Just Use an Exchange?
You can absolutely liquidate XRP on a public exchange, withdraw funds into your personal bank account, and then have your bank wire funds to escrow. It's feasible, just obnoxious and lossy.
Timing, pricing, and precision matter when you're dealing with real estate volume. Retail platforms don't offer rate locks, and they often limit withdrawals, delay conversions, and create volatility risk… and that just doesn't seem to match with the XRP vision of fast, borderless, and purpose-built digital payments.
RealOpen gives you a clean path to closing — no slippage, no middlemen, and fiat in escrow the same day.
| Feature | Retail Exchange | RealOpen |
|---|---|---|
| Price Lock | None | 10 minutes |
| Spread | Up to 300 bps | ~25 bps typical |
| Settlement Time | 1-3 days | Same day |
| Conversion Slippage | Common | None |
| Wallet Compatibility | Limited / custodial only | All XRP wallets supported |
| Proof of Funds | Not available | Instant + verifiable |
| Real Estate Support | None | Built for it |
Buyer Requirements
Buying real estate with XRP is seamless — but timing is everything. To ensure smooth execution, here's what we need from you:
- Complete KYC (we'll walk you through it — quick and easy)
- Send from any XRP wallet — custodial or self-custodied
- Be ready to transfer XRP within the 10-minute quote lock window
- Include memo/tag if required by your wallet or exchange
Ready to buy property with XRP?
Create your RealOpen account and get verified in minutes.
Frequently asked questions
Have more questions? Reach out anytime.
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