Can I buy a house with POL?

Yes — directly. POL is a fully supported funding asset at RealOpen. Verify your wallet, get a Proof of Funds letter backed by your POL holdings, and buy outright or — with lender approval — fund a mortgage down payment. When it is time to fund, RealOpen converts your POL to USD and wires fiat to escrow — the seller never touches crypto.

Which networks can I send POL on?

Two: native POL on Polygon PoS, or POL as an ERC-20 token on Ethereum. Both are EVM networks, so a single 0x deposit address covers both — send from whichever network holds your coins.

I still hold MATIC — does that work?

POL is the renamed MATIC: the Polygon token migrated 1:1 from MATIC to POL, and on Polygon PoS your balance is already POL. If you hold the legacy MATIC ERC-20 on Ethereum, migrate it 1:1 to POL first (Polygon's official portal does this in one transaction) — RealOpen accepts the POL contract.

Does the seller receive POL?

No. The seller receives a standard USD wire, whether you buy outright or finance with a lender-approved down payment. RealOpen handles the POL-to-USD conversion and wires the exact fiat amount to escrow — no crypto acceptance required from the seller, agent, or title company.

Is converting POL to USD at closing a taxable event?

In the U.S., yes — converting POL to USD is a disposal of the POL, and any gain or loss is realized at that point. Talk to your tax advisor; RealOpen provides transaction records but not tax advice.

Crypto Accepted

Buy Real Estate with POL

Q: Can I get a Proof of Funds letter backed by POL?

Yes. We verify your POL holdings on-chain — on Polygon PoS or Ethereum — and issue an official Proof of Funds letter based on your actual balance. No liquidation, no screenshots, no exchange statements.

Fund a home purchase — or a mortgage down payment — straight from your wallet.

POL accepted directly — no flipping into another asset first
Send on Polygon PoS (native) or Ethereum (ERC-20) — one address covers both
Get your Proof of Funds without cashing out to a bank
Locked pricing, same-day escrow funding

Can You Buy a House with POL?

Yes. POL is a directly accepted funding asset at RealOpen. Use POL to buy outright or, with lender approval, fund a mortgage down payment. RealOpen converts the required amount into dollars and wires escrow. Your lender determines eligible assets, custody, documentation and conversion deadlines. Sellers receive dollars in either case — and you never wait in an exchange withdrawal queue.

Financing the rest with a traditional mortgage? Use POL for a mortgage down payment — subject to your lender’s approval of the source, documentation and timing.

What buying a house with POL actually means

POL is used as the funding asset. The coin is converted to fiat before closing, and escrow receives a standard wire transfer.

Key Points

POL can fund real estate purchases directly
Sellers receive fiat at closing — no crypto exposure
Buyers send POL, which is converted before escrow funding
Proof of Funds verifies your on-chain POL holdings
RealOpen facilitates the conversion and wire to escrow

See the full crypto funding process for how RealOpen handles every crypto-funded closing.

Two Networks, One Deposit Address

POL lives on two supported networks: native POL on Polygon PoS, and POL as an ERC-20 token on Ethereum. Both are EVM chains, so a single 0x deposit address covers both — send from whichever network holds your coins.

Native POL on Polygon PoS — fast, cheap transfers
POL as an ERC-20 token on Ethereum — the official POL contract
One 0x address for both networks — no address juggling
Still holding the legacy MATIC ERC-20 on Ethereum? Migrate 1:1 to POL first via Polygon’s official portal

Either way, the outcome at funding is identical: escrow receives a standard USD wire.

POL Is the New MATIC

If you bought MATIC, you hold POL. Polygon migrated its token 1:1 from MATIC to POL — same network, same holdings, new ticker. On Polygon PoS the upgrade happened at the protocol level, so your balance already shows POL. Only the legacy MATIC ERC-20 contract on Ethereum requires a one-transaction migration before funding.

RealOpen prices, verifies, and converts POL — so long-time Polygon holders can put their position to work on a home purchase without touching an exchange.

An example of a RealOpen Proof of Funds letter, showing the crypto owner has sufficient liquid assets for the real estate purchase

Your POL. Your Keys. No Permission Slip.

Proof of Funds without selling first

If your POL sits in self-custody, you don't need an exchange's withdrawal limits, holds, or approval to put it to work — RealOpen verifies your own wallet on-chain and issues an official Proof of Funds letter backed by your holdings.

No exchange account required — we verify the wallet you control
No liquidation, no taxable event, just proof of purchasing power
Accepted by agents, sellers, and title companies

Get Proof of Funds

How to Buy Real Estate with POL

RealOpen step-by-step

1. Proof of Funds

We verify your POL wallet on-chain — Polygon PoS or Ethereum — and issue an official Proof of Funds letter based on your holdings. Your POL stays in your wallet until the approved funding date.

Secure, on-chain wallet verification
No need to sell your POL to show purchasing power
No explaining wallet screenshots to listing agents
Accepted by agents, sellers, and title companies

2. Rate Lock

When you're ready to fund, we quote your POL → USD conversion rate and lock it for 10 minutes — price certainty while you prepare the transfer.

Real-time POL → USD quote based on your exact cash-to-close
10-minute rate lock eliminates volatility risk
Guarantees the exact fiat amount needed for escrow

3. POL Transfer

We provide the deposit address and transfer instructions. Send native POL on Polygon PoS or POL (ERC-20) on Ethereum — the same 0x address works for both.

Send from any self-custody wallet — hardware, browser, or mobile
Polygon PoS or Ethereum — your choice of network
Trade executes on transfer confirmation

4. Conversion to Fiat

After transfer confirmation, your POL is converted to fiat through OTC execution for settlement.

5. Escrow Funding

As soon as the POL is received and converted, we wire the exact USD amount directly to escrow or title — the full price on an outright purchase, or your lender-approved contribution on a financed one.

Exact USD amount wired to escrow
Escrow (and seller) receives traditional funds — no crypto exposure
Trackable wire confirmation for peace of mind

6. Closing

Closing proceeds through standard escrow and title workflows.

Start here

Why not just sell your POL on an exchange?

You could sell on an exchange, wait out the withdrawal limits, wire the money to your bank, and hope it lands before your closing deadline. That's a lot of hoping.

Retail exchanges aren't built for closings. No price locks, no escrow wires, no Proof of Funds — and daily withdrawal caps that don't care about your contract dates.

RealOpen is built for exactly this. From your wallet to escrow, on your timeline.

Feature	Retail Exchange	RealOpen
Price Lock	None	10 minutes
Conversion Fees	1-3%	1%
Withdrawal Limits	Daily caps, holds	None — on-chain funding
Settlement Time	1-3 days	Same day
Proof of Funds	Not available	Instant + verifiable

Buyer Requirements

Buying real estate with POL is seamless — but timing is everything. To ensure smooth execution, here's what we need from you:

Complete KYC (we'll walk you through it — quick and easy)
Verify a self-custody wallet holding POL (funding on the approved funding date can come from an exchange)
Know which network your POL is on — Polygon PoS (native) or Ethereum (ERC-20)
Be ready to transfer within the 10-minute rate lock window

Ready to turn POL into a closing?

Create your RealOpen account and get verified in minutes.

Get started now

More crypto options from RealOpen

Bitcoin (BTC)

Buy real estate with Bitcoin (BTC)

Ethereum (ETH)

Buy houses with Ethereum (ETH)

Tether (USDT)

Buy property with Tether (USDT)

Explore All Options

View all accepted crypto

Frequently asked questions

Keep exploring

Homes for sale you can buy with crypto

Buy land with crypto

Crypto-friendly real estate agents and brokers

How RealOpen works

About buying real estate with crypto

by Johnny Schiro

4 min read

llustration: a bitcoin tagged "your bitcoin" on a mortgage contract whose collateral clause reads "lender may rehypothecate the collateral," with arrows passing the coin from a custody vault

Your Bitcoin Is Now Their IOU

The branded crypto mortgage disclosed the part the launch coverage skipped: pledged bitcoin can be rehypothecated, stays locked until the entire conforming loan is repaid, and can be sold after 60 days late. The rule underneath still asks none of that.

by Johnny Schiro

4 min read

Split scene: a suburban house half in morning light, half in storm darkness and wrapped in heavy chains with a Bitcoin-engraved padlock. A green sign on the bright side reads "The Rule — Free

The 250% Fine Print on Crypto Mortgages

Every crypto mortgage headline is about one branded product: two loans, a second lien, 250% of your down payment pledged in bitcoin. The rule underneath is free and works with your own lender under its program’s rules — no pledge, no second lien. Know the difference.

by Johnny Schiro

4 min read

The bridge worth building: onchain wealth on one side, an ordinary house — and an ordinary closing — on the other.

Don't Tokenize the House. Tokenize the Buyer.

A decade of trying to put houses onchain produced a rounding error. Robinhood Chain suggests the real shift is the other side of the transaction: the buyer's balance sheet. What happens to real estate when wealth itself becomes onchain and verifiable?

by Johnny Schiro

2 min read

Split image: on one side, a glowing digital property token above a diagram showing the ownership chain from you through token, share, and LLC to the property; on the other, house keys and a r

Tokenized Real Estate Is Still 0.1% of Everything

A decade of trillion-dollar projections, a market share you need a microscope to find — and what crypto buyers should do instead.