Crypto Accepted

Buy Real Estate with POL

Fund a home purchase straight from your wallet — and close as a cash buyer.
  • POL accepted directly — no flipping into another asset first
  • Send on Polygon PoS (native) or Ethereum (ERC-20) — one address covers both
  • Get your Proof of Funds without cashing out to a bank
  • Locked pricing, same-day escrow funding
POL logo — buy real estate with POL through RealOpen
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How it works
All accepted crypto

Can You Buy a House with POL?

Yes. POL is a directly accepted funding asset at RealOpen. You verify your wallet, get a Proof of Funds letter backed by your POL holdings, and make cash offers on any property. At closing, RealOpen converts the POL to USD and wires fiat to escrow — the seller gets cash, and you never wait in an exchange withdrawal queue.

What buying a house with POL actually means

POL is used as the funding asset. The coin is converted to fiat before closing, and escrow receives a standard wire transfer.

Key Points

  • POL can fund real estate purchases directly
  • Sellers receive fiat at closing — no crypto exposure
  • Buyers send POL, which is converted before escrow funding
  • Proof of Funds verifies your on-chain POL holdings
  • RealOpen facilitates the conversion and wire to escrow

See the full crypto funding process for how RealOpen handles every crypto-funded closing.

Two Networks, One Deposit Address

POL lives on two supported networks: native POL on Polygon PoS, and POL as an ERC-20 token on Ethereum. Both are EVM chains, so a single 0x deposit address covers both — send from whichever network holds your coins.

  • Native POL on Polygon PoS — fast, cheap transfers
  • POL as an ERC-20 token on Ethereum — the official POL contract
  • One 0x address for both networks — no address juggling
  • Still holding the legacy MATIC ERC-20 on Ethereum? Migrate 1:1 to POL first via Polygon’s official portal

Either way, the outcome at closing is identical: escrow receives a standard USD wire, like any cash purchase.

POL Is the New MATIC

If you bought MATIC, you hold POL. Polygon migrated its token 1:1 from MATIC to POL — same network, same holdings, new ticker. On Polygon PoS the upgrade happened at the protocol level, so your balance already shows POL. Only the legacy MATIC ERC-20 contract on Ethereum requires a one-transaction migration before funding.

RealOpen prices, verifies, and converts POL — so long-time Polygon holders can put their position to work on a home purchase without touching an exchange.

An example of a RealOpen Proof of Funds letter, showing the crypto owner has sufficient liquid assets for the real estate purchase

Your POL. Your Keys. No Permission Slip.

Proof of Funds without selling first

If your POL sits in self-custody, you don't need an exchange's withdrawal limits, holds, or approval to put it to work — RealOpen verifies your own wallet on-chain and issues an official Proof of Funds letter backed by your holdings.

  • No exchange account required — we verify the wallet you control
  • No liquidation, no taxable event, just proof of purchasing power
  • Accepted by agents, sellers, and title companies
Get Proof of Funds
RealOpen logo

How to Buy Real Estate with POL

RealOpen step-by-step

1. Proof of Funds

We verify your POL wallet on-chain — Polygon PoS or Ethereum — and issue an official Proof of Funds letter based on your holdings. Your POL stays in your wallet until it's time to fund.

  • Secure, on-chain wallet verification
  • No need to sell your POL to show purchasing power
  • No explaining wallet screenshots to listing agents
  • Accepted by agents, sellers, and title companies

2. Rate Lock

When you're ready to fund, we quote your POL → USD conversion rate and lock it for 10 minutes — price certainty while you prepare the transfer.

  • Real-time POL → USD quote based on your exact cash-to-close
  • 10-minute rate lock eliminates volatility risk
  • Guarantees the exact fiat amount needed for escrow

3. POL Transfer

We provide the deposit address and transfer instructions. Send native POL on Polygon PoS or POL (ERC-20) on Ethereum — the same 0x address works for both.

  • Send from any self-custody wallet — hardware, browser, or mobile
  • Polygon PoS or Ethereum — your choice of network
  • Trade executes on transfer confirmation

4. Conversion to Fiat

After transfer confirmation, your POL is converted to fiat through OTC execution for settlement.

5. Escrow Funding

As soon as the POL is received and converted, we wire the exact USD amount directly to escrow or title. You close and fund just like a typical cash buyer.

  • Exact USD amount wired to escrow
  • Escrow (and seller) receives traditional funds — no crypto exposure
  • Trackable wire confirmation for peace of mind

6. Closing

Closing proceeds through standard escrow and title workflows.

Start here

Why not just sell your POL on an exchange?

You could sell on an exchange, wait out the withdrawal limits, wire the money to your bank, and hope it lands before your closing deadline. That's a lot of hoping.

Retail exchanges aren't built for closings. No price locks, no escrow wires, no Proof of Funds — and daily withdrawal caps that don't care about your contract dates.

RealOpen is built for exactly this. From your wallet to escrow, on your timeline.

FeatureRetail ExchangeRealOpen
Price Lock
None
10 minutes
Conversion Fees
1-3%
1%
Withdrawal Limits
Daily caps, holds
None — on-chain funding
Settlement Time
1-3 days
Same day
Proof of Funds
Not available
Instant + verifiable

Buyer Requirements

Buying real estate with POL is seamless — but timing is everything. To ensure smooth execution, here's what we need from you:

  • Complete KYC (we'll walk you through it — quick and easy)
  • Verify a self-custody wallet holding POL (closing-day funding can come from an exchange)
  • Know which network your POL is on — Polygon PoS (native) or Ethereum (ERC-20)
  • Be ready to transfer within the 10-minute rate lock window

Ready to turn POL into a closing?

Create your RealOpen account and get verified in minutes.

Get started now

More crypto options from RealOpen

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