Common Questions

Buying a house with crypto is very simple: verify your identity, share you public wallet address, and verify ownership of the wallet. You'll get a Proof of Funds letter so you can negotiate a cash real estate purchase. At closing, you'll fund by sending a crypto transfer to RealOpen. We convert it to fiat funds and wire to escrow on your behalf. Done.

Absolutely not. You don't need to sell upfront or time the market. RealOpen validates your portfolio and backs your offer with a Proof of Funds letter so you can negotiate like a cash buyer — all without touching an exchange.

No, with RealOpen the seller receives cash. We convert your crypto to fiat en route to escrow, so the seller gets paid in cash just a traditional cash transaction.

Yes, you can work with RealOpen to purchase any property, with or without an agent. Of course, we always recommend leveraging an experienced agent to avoid surprises and hiccups. We can connect you with experienced agents from our network - just ask.

We support Bitcoin, Ethereum, USDC, USDT, and other highly liquid tokens. If it's tradable through our OTC network and has real value, we can make it work. Regarding non-major crypto, the max individual trade should be less than 10% of the token's average daily trading volume.

We support major blockchains including Bitcoin, Ethereum, Polygon, and Tron. Want to use TRC20 USDT to avoid fees? Cool. Prefer ETH for speed? Also cool. Have a specific request? Just reach out.

Yes, you can fund your purchase with a blend of assets — BTC, ETH, USDT, whatever. Each crypto will be priced individually and processed as an independent conversion.

Yes, you can fund your earnest money via RealOpen. Just be sure to get fully-verified and notify us as soon as you're writing the purchase contract.

Absolutely. Whether for security, wallet limits, financial strategy, or if you're just nervous sending a large transfer: you're welcome to split the purchase into chunks. Each portion is verified and timestamped before conversion — then aggregated for a single fiat wire to escrow.

For closing-day funding, yes — you can withdraw directly from Coinbase, Kraken, Binance, or any exchange to the deposit address we provide. But for the wallet verification step (proof of funds), no: the exchange holds the keys, so an exchange deposit address can't be verified as yours. Withdraw to a self-custody wallet first, verify that, then fund from wherever you like.

Nope. You can keep your assets wherever you want until closing. We verify your holdings via secure read-only access or validation tools — no need to transfer until funding.

As long as it's liquid and verifiable, we don't care if it's borrowed, staked, or structured. The only thing that matters is you control the assets, obtained them legally, and can deliver at closing.

Whether you're buying a $200K condo or a $20M estate, we scale to your transaction and have access to plenty of liquidity. The key factors are asset liquidity and how much of it you own. No limits (within reason on the lower end).

Yes. Supported staking positions in a verified wallet count toward your Proof of Funds, so you can make offers as a cash buyer while your crypto stays staked. By the time funds are due at closing you need transferable funds for the amount you're spending, because RealOpen converts at close: liquid staking tokens can be sent as they are, while pooled or delegated stakes need an unstake first. Full guide: realopen.com/resources/crypto-staking-proof-of-funds

Yes, for supported positions: Everstake pooled ETH (the pool Trezor Suite uses), Lido stETH and wstETH including the withdrawal queue, Rocket Pool rETH, Coinbase cbETH, Frax sfrxETH and frxETH, StakeWise osETH, and Ethereum validators where the withdrawal address is your verified wallet. Staked ETH counts at the same RealScore rate as ETH, no extra haircut, and the letter discloses it as staked rather than immediately transferable.

Yes. Trezor Suite's Stake ETH feature deposits into Everstake's pooled staking contracts, and RealOpen reads your depositor balances directly from the Everstake accounting contract on Ethereum. Add and verify the same Ethereum address you staked from, by signature or small transfer, and it shows up as Staked · Everstake under that wallet. No Trezor login, no Everstake account, nothing custodial. Walkthrough: realopen.com/resources/verify-eth-staked-trezor-everstake

Yes. Everstake pooled ETH staking is a supported position. RealOpen reads active stake including auto-compounded rewards, pending or activating deposits, ETH that is unstaking, and ETH that is ready to claim, and shows each state separately. All it takes is verifying the wallet address that made the stake.

No. Wallet verification and the Proof of Funds letter both work while your crypto is staked, so you can offer as a cash buyer with the stake intact. Plan the unstake during escrow so the funds are transferable when they're due at closing.

No. The letter counts supported staked positions toward your verified total and discloses the staked portion as not immediately transferable. Verification reads the position where it sits; nothing about getting the letter requires moving funds.

Before funds are due at closing, with enough lead time for the protocol to release them. Typical windows: Lido withdrawal queue 1–5 days; Everstake and Ethereum validator exits take days, longer when the exit queue is busy; Solana stake accounts release at the end of the epoch (about 2–3 days); Polygon about 3–4 days; BNB Chain 7 days; TRON 14 days. Cardano delegation never locks ADA, and liquid staking tokens like stETH, rETH, cbETH, mSOL, and JitoSOL are transferable now.

No. Staking lowers your transferable balance because the funds leave the account, but RealOpen's wallet scan detects the supported staking position and adds it back as its own line under the same verified wallet. Your verified total includes both; the letter distinguishes available from staked.

Yes, both, plus positions waiting in the Lido withdrawal queue. stETH and wstETH are liquid staking tokens, so they're transferable now and can be sent for conversion at closing as they are; redeeming them for ETH through the queue typically takes 1–5 days. Walkthrough: realopen.com/resources/verify-lido-steth-wsteth-proof-of-funds

Yes. Rocket Pool rETH in a verified wallet is detected and counted at the same RealScore rate as ETH. rETH trades freely, so it can be sent for conversion at closing without unstaking; burning it for ETH directly depends on Rocket Pool's deposit-pool liquidity. Walkthrough: realopen.com/resources/verify-rocket-pool-reth-coinbase-cbeth-proof-of-funds

Yes, once it's in a wallet you control. cbETH is recognized by its canonical contract, converted to ETH through Coinbase's on-chain exchange rate, and counted at the same RealScore rate as ETH. It's a transferable token, so it can be sent for conversion at closing as it is; unwrapping it to ETH through Coinbase follows the network exit queue. cbETH still inside a Coinbase account isn't attributable to an address, so withdraw it to a self-custodied wallet first.

Yes. RealOpen detects native Solana stake accounts attributed to your verified wallet, plus the liquid staking tokens mSOL, JitoSOL, bSOL, JupSOL, INF, and BNSOL. Stake accounts have to be deactivated before the SOL is withdrawable, which completes at the end of the current epoch (about 2–3 days); the liquid staking tokens are transferable now. Walkthrough: realopen.com/resources/verify-staked-solana-proof-of-funds

Yes. JitoSOL, mSOL, bSOL, JupSOL, INF, and BNSOL are recognized by their token mints, never by name, and counted as SOL at the SOL RealScore rate. They're transferable tokens, so nothing needs unstaking before they can be sent for conversion at closing. The underlying SOL estimate is derived from market price rather than each pool's exchange rate; the dollar value is the market value.

Yes, where the withdrawal address is your verified wallet. Validators whose 0x01 or 0x02 withdrawal credentials point at the address you verified are attributed to it, their balances are read from the beacon chain, and they show as Staked · Ethereum validator in active, activating, exiting, or exited states. No validator keys or node access needed. Kiln-style native staking with your address as the withdrawal address is covered; platform-managed staking that holds the credentials can be reviewed by staff with documentation. Walkthrough: realopen.com/resources/verify-ethereum-validator-proof-of-funds

The position shows as Unstaking in your RealOpen dashboard. It still counts toward your verified total and is still disclosed as not yet transferable. When the protocol releases it, the state becomes Ready to claim; once you claim, the funds return to your transferable balance and show as available on the next scan.

Rewards that auto-compound into the staked balance are inside the position and counted. Where a protocol exposes claimable rewards separately, RealOpen shows them as claimable.

Staking moves the ETH out of your transferable balance and into the protocol: a pool contract, a liquid staking token, or a validator. A plain balance lookup no longer sees it as spendable, so the number drops even though the ETH is still attributed to your address. RealOpen reads the staking position from the protocol and shows it alongside your available ETH.

You authorize a single transfer of the agreed amount. RealOpen converts it through a prime OTC trading desk and wires fiat directly to escrow on your behalf.

Of course. You'll get a locked quote at the time of transfer, based on live OTC pricing and the amount of fiat funds you need to send. No surprise spreads, and no hidden fees.

With RealOpen, you don't have to liquidate anything until you're ready to fund - so a busted deal means your crypto assets remain in your wallet.

Extremly fast. You could literally create a RealOpen account and fund in the same business day. Typically the real estate transaction process is the cause for any delays - so you'll be limited to how fast escrow can get ready for closing. Already in escrow? No problem - you can fund with RealOpen as fast as you'd like.

Yes, so long as your lender will accept it. We can work with your lender if needed - just ask.

You can absolutely fund multiple transactions from the same wallet - even concurrently. Each deal gets its own Proof of Funds and closing setup, but your assets can be managed however you want.

We use real-time, non-invasive blockchain tools to view your wallet's assets without taking custody. To prove ownership, you can either (a) sign a message from your wallet, or (b) send a small verification transfer (~$10). For assets held on exchanges, we accept official account statements or screenshots that clearly show your name, account ID, and current balances.

Typically just a couple of hours. Wallet-based assets can be verified almost instantly, but exchange-based assets may take a bit longer if documents are incomplete.

We get it — privacy matters, and everyone has a different situation. We don't require full access or control, but we do run a limited scan using compliance tools like Elliptic or Chainalysis to confirm your wallet isn't linked to sanctioned activity. It's industry-standard, light-touch, and purely for regulatory clearance. Have a specific scenario or concern? Just reach out - we're happy to work with your specific situation.

Transfers go directly from your wallet to a licensed OTC partner. We never take custody and ask for your private keys. Everything's traceable, compliant, and forever visible on-chain.

RealOpen partners with regulated OTC desks and operates in compliance with FinCEN and U.S. escrow, KYC, and AML standards. We're not a broker-dealer or exchange — we're the crypto off-ramp for real estate.

We charge a flat 1% processing fee for traditional crypto like BTC or ETH, and 2% for stablecoins like USDC or USDT. That includes the conversion, transfer, and escrow funding — no hidden fees and no surprises. You'll be responsible for any network (gas) fees to make your crypto transfer(s).

Since your crypto is sold at closing, it's typically a taxable event - but not until you actually fund the purchase. Consult your accountant on this one.

You can fund early at your discretion. Any funds converted early will be wired to escrow, where the funds can live until closing day. Have a specific scenario to discuss? Reach out any time.

Absolutely, and we expect it. If you want to convert on a hot market day during escrow, we're happy to facilitate an early conversion and wire to escrow.

RealScore quantifies your crypto-backed offer's stability (taking into account market and token-specific volatility.) The algorithm is essential to maintain trust and comfort when a seller views your Proof of Funds letter.

Absolutely. Our Proof of Funds lets you offer, negotiate, and close as a cash buyer.

Only if you want them to. Our process does not require any crypto-specific contract addenda, the seller never touches crypto, and we don't require any effort or communication from the seller.

Yes, you can use crypto to buy commercial property with RealOpen. The process for every property type is the same: simply, fast, and painless. Office, retail, multi-family, resort, or ranch - you can buy any of them with RealOpen.

Yes — as long as local laws and escrow providers support wire transfers, we can execute internationally. RealOpen has global reach, even if the seller's never heard the word “blockchain.” Contact us to discuss your international plans.

No, your agent and the escrow office will handle the transaction paperwork. Compliance protocols do require that we receive a copy of your contract and closing statement.