Buy U.S. Property From Abroad With Crypto
RealOpen verifies what you hold, gives you a proof-of-funds letter in U.S. dollars to present with your offer, and when you fund the purchase converts the crypto and wires dollars to the title or escrow company.
Funds held in a bank, investments, or a combination of assets? Explore your options in our guide to buying U.S. property with money held abroad.
Is this you?
- Buying remotely. A vacation home, a rental, or a home for family, bought from where you live now.
- Relocating. Moving to the U.S. and buying before or soon after you arrive, without a U.S. banking history.
- Investing. Adding U.S. property to holdings that are already in crypto.
In each case the question that matters is the same: where are the purchase funds held, and can their origin be documented? Where you live is secondary.
What RealOpen does
1. Verifies your identity
A passport, national ID or driver’s licence plus a selfie, through a regulated identity-verification provider, from wherever you are.
2. Verifies your crypto
For a wallet you control, you share a public address and prove it’s yours by signing a message or sending a small test transfer; RealOpen reads balances with read-only tools and never asks for private keys. Crypto held on an exchange account is verified with the RealOpen team using your official account statements.
3. Issues a proof-of-funds letter in U.S. dollars
Backed by that verification, for you and your agent to present with an offer. You keep custody of the crypto until you fund.
4. Converts and wires when you fund
With escrow open, you request a payment and receive a quote showing the dollar amount, the exchange rate, the fee and the exact amount of crypto to send. The quote is valid for 10 minutes; once you accept it you receive the deposit address and send the crypto. RealOpen converts through a regulated OTC trading desk and wires U.S. dollars to the title or escrow company. When the wire goes out, a Transaction Record is posted to your deal documenting the transfers from your verified wallet, the conversion, the fee, the net proceeds and the wire.
The contract is a standard purchase agreement. The title or escrow company receives dollars by wire and disburses the funds through the normal closing process. No crypto knowledge is required from the seller, the agents or the title company.
What you'll need
- A passport, national ID or driver’s licence accepted by the identity-verification provider.
- Your public wallet address, or official exchange statements showing your name, account ID and balances.
- Information on how you came to hold the crypto. RealOpen reviews source of funds before any funds move.
- If you are financing part of the purchase, your lender's own documentation requirements.
You do not need a U.S. bank account or a U.S. entity to buy. Please don’t move or convert anything before your situation has been reviewed; moving funds early can make documentation harder.
Your home country’s rules still apply
Selling or spending crypto is usually a taxable event where you live, and some countries limit what residents may transfer abroad. RealOpen does not change those rules and does not help anyone work around them. Each transaction’s eligibility is confirmed during review. Country notes:
What it costs
A processing fee of 1% of the converted amount for Bitcoin, Ethereum and most other supported coins. USDC and USDT convert to dollars at 1:1 with no additional FX spread, with a separate processing fee of 2% for transactions up to $2 million, reduced to 1.5% for transactions over $2 million. The fee covers the conversion, the wire to escrow, escrow funding coordination and the quoted rate. Network (gas) fees for sending your crypto are separate. There is no charge to the seller, the agent or the title company. Fees and common questions
Tell us about your purchase
Tell us where your funds are held, what you’re buying and when. A member of the RealOpen team reviews every inquiry.
Frequently asked questions
Have more questions? Reach out anytime.
Related reading: Proof of funds letter · Buying without a U.S. bank account · Documenting crypto as source of funds
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