Convert-at-close purchase platforms
(RealOpen) | Verify wallets, produce proof of funds, convert crypto to USD at a locked rate, wire escrow — buyer closes on any listing, outright or with a traditional mortgage covering the rest | The deed, in your name — a whole property bought with crypto-origin funds | The conversion is a taxable disposal — plan lots and timing (see the tax guide) |
| Crypto-friendly brokers & agents | Traditional licensed agents who can read on-chain proof of funds and explain the model to sellers and title companies | Local representation that doesn’t fumble the crypto part | No state issues a crypto designation — interview for competence, and ask what any private credential tested |
Blockchain closing & title platforms
(e.g., Propy) | Digitize offers, closings, and title records — sometimes recorded onchain; can facilitate crypto payment between parties | A conventional purchase with digitized/onchain paperwork | Onchain records don’t change what a deed is — the innovation is process, not ownership |
| Crypto mortgage lenders | Lend against pledged coins — specialist whole-loan products, plus the 2026 Fannie-accepted dual-loan channel | A home plus a loan, with coins locked as collateral | Collateral-maintenance clauses in a drawdown; ~7–8% carry. Self-custody conforming alternatives exist |
Tokenization platforms
(e.g., Lofty) | Sell fractional interests in property-owning entities as tokens | A security — economic exposure, not title, keys, or control | Operator risk is the risk: read our reviews, including the RealT collapse |
| Crypto-accepting listing marketplaces | Flag sellers willing to take crypto directly, or list properties marketed to crypto buyers | A narrower inventory where direct coin deals are possible | Direct acceptance is rare and tax-identical to selling first — usually the harder path to the same result |
