No HOA. Excellent investment property. Rented for $3,969/month to a Section 8 tenant (as of December 2025: Government $3,722 and Tenant $247). Potential rent increase to $4,564/month (renewal date: Jul 31, 2026). The tenant has been at the property since August 2023. Exclusive Incentive for primary and investors: save 1.5 points on your rate with my lender (e.g., 6.5% drops to 5%). Primary residents enjoy free appraisal and fully covered mortgage insurance- no 1st-time buyer requirement! Current management company available for seamless transition. Please do not disturb tenant or knock on the door!