Buy a home with crypto

Frequently asked questions

Can I buy a home with crypto?

Yes, you can buy a home with cryptocurrency using RealOpen's crypto-to-fiat service. The platform allows you to purchase any property—whether on-market or off-market—using Bitcoin, Ethereum, USDC, and other marketable cryptocurrencies. The process offers a seamless experience, protecting you from volatility and ensuring compliance with legal and financial regulations.

What is crypto real estate?

Crypto real estate refers to the use of digital assets (e.g., BTC, ETH, USDT, etc.) to fund the purchase of physical real estate. While some platforms do offer tokenized real estate or metaverse parcels, we're actually closing real-world transactions, where the buyer pays with crypto but the seller receives cash.

Is buying a home with Bitcoin a real thing?

Absolutely. RealOpen converts your Bitcoin (or any marketable crypto) to cash en route to the real estate escrow office. It's super fast, painless, and sidesteps the friction of exchange withdrawal limits, lossy public trades, and the hopeless search for a crypto-friendly seller. No tokenization, no DAOs, no vaporware, and no waiting for the future—it works right now.

Can I get a Proof of Funds Letter?

Yes. RealOpen issues a crypto-backed Proof of Funds letter so you can make competitive offers as a cash buyer. We evaluate your digital holdings in real time and provide an agent- and seller-ready letter to validate your offers.

Do escrow companies accept crypto for real estate purchases?

Most escrow companies do not directly accept cryptocurrency. To buy a home with crypto, you can leverage RealOpen's crypto-to-fiat service to convert your crypto into fiat en route to escrow. This allows you to fund a traditional cash purchase with your crypto funds.

Where can I find listings that accept crypto?

RealOpen allows you to purchase any property with crypto, so there's no need to limit your search to crypto-friendly listings. You can buy from any seller (individual, builder, developer, bank, or otherwise), and they will receive fiat at closing. So you are never limited to searching for sellers that accept crypto.

How does RealOpen work with cryptocurrency?

RealOpen simplifies real estate purchases with cryptocurrency by converting your digital assets into fiat currency through our prime OTC trading desk. This conversion ensures that your offer is treated as an all-cash offer by the seller, eliminating concerns about crypto volatility and slippage.

What if crypto prices drop during the transaction?

RealOpen mitigates price volatility by converting your crypto at the time of closing. Our RealScore system assesses the stability of your offer, taking into account factors like portfolio diversity and market conditions. This allows us to present a secure offer to the seller, minimizing the risk of price fluctuations affecting your purchase.

How do I invest in real estate with crypto?

There are several options for investing in real estate with crypto. Services like RealOpen convert your crypto to fiat as part of a real estate purchase, tokenization allows you to buy shares of a real estate investment (offering a lower entry barrier), and a growing number of sellers are willing to accept a direct crypto transaction.

Why shouldn't I just sell my crypto and pay in cash?

You can sell your crypto first and then pay with cash—but that approach is lossy and requires you to cash out before you even have a purchase contract. RealOpen offers a seamless solution with prime slippage-free pricing, no withdrawal limits, and the option to stay in crypto until closing day.

How does RealOpen ensure the legitimacy of crypto funds?

RealOpen, in collaboration with regulated institutional partners, ensures full compliance with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations. This guarantees that all transactions are legitimate and secure for both buyers and sellers.

What is RealScore and how does it impact my offer?

RealScore is RealOpen's proprietary system that rates your offer based on its stability amidst market volatility. It evaluates your crypto portfolio, collateral, and the closing timeline, providing a score that helps both buyers and sellers understand the transaction's security.

Can I use borrowed crypto to make a purchase?

Yes, RealOpen is neutral regarding the source of your crypto funds. Whether your crypto is directly held or financed, our platform facilitates the transaction seamlessly.