# RealOpen

> Buy real estate with crypto — Bitcoin, Ethereum, and stablecoins. You pay with crypto; the seller receives cash at closing. No exchange withdrawal limits, no conversion delays. RealOpen verifies your wallet and issues a Proof of Funds letter so you can buy any home on the market as a cash buyer.

RealOpen is the platform for buying real estate with crypto: it verifies your holdings, issues a Proof of Funds letter so you can make a cash offer on any property, and converts your crypto to U.S. dollars at closing so the seller is paid in cash. For buyers using a traditional mortgage (QM or non-QM), RealOpen verifies crypto assets for reserve qualification and documents the crypto-to-dollar conversion for the down payment. RealOpen is not a lender and does not offer crypto-backed loans.

## Start Here

- [Get a crypto Proof of Funds letter](https://realopen.com/get-started): Where to start: create a RealOpen account, verify a wallet you control, get a verified Proof of Funds letter in about 15 minutes at no cost, then make a cash offer on any home and fund the closing with crypto.
- [Crypto Real Estate, Demystified](https://realopen.com/crypto-real-estate): The complete guide: what crypto real estate is, the four transaction models, landmark deals, and live inventory by state.
- [How to Buy Real Estate With Crypto](https://realopen.com/resources/how-to-buy-real-estate-with-crypto): The end-to-end explainer: definitions, workflow, participants, proof of funds, conversion, timeline, and risks.
- [Ways to Buy a Home With Crypto](https://realopen.com/resources/ways-to-buy-real-estate-with-crypto): Four paths compared — cash-out mortgage, crypto-accepting seller, crypto-backed mortgage, convert-at-close cash buyer.
- [Real Estate Investing With Digital Assets](https://realopen.com/resources/real-estate-investing-with-digital-assets): For crypto investors: own the building funded by digital assets, qualify on verified holdings, or borrow — platforms, taxes, entities, rentals.
- [How RealOpen Works](https://realopen.com/buy/how-realopen-works): The RealOpen flow: account, identity, wallet verification, proof of funds, offer, closing.

To do this from an AI assistant, use the RealOpen ChatGPT app or MCP connector — see https://realopen.com/integrations.

## Mortgage & Down Payments

- [Crypto Mortgage: The Complete Map](https://realopen.com/crypto-mortgage): How crypto funds a home loan in 2026 — down payments vs. reserves vs. borrowing against crypto, and where every underwriting question is answered.
- [Make a Crypto Down Payment](https://realopen.com/buy/crypto-down-payment): The practical guide: verify holdings, generate proof of funds, convert at close, and wire documented dollars into a conventional mortgage.
- [Crypto Down Payment Seasoning](https://realopen.com/resources/crypto-down-payment-seasoning): The complete guide to the 60-day / two-statement-cycle seasoning window — and the documented sourcing path that closes without it.
- [Lender Says Sell Your Crypto First?](https://realopen.com/resources/lender-says-sell-crypto-before-buying-house): What to say when a loan officer demands an early liquidation: sourced funds satisfy the requirement without the 60–90 day wait.
- [Do Crypto Funds Need Seasoning?](https://realopen.com/resources/do-crypto-funds-need-to-be-seasoned): Sourced crypto funds don't need a seasoning period; the cases where seasoning applies anyway are documentation failures.
- [Document Crypto as a Source of Funds](https://realopen.com/resources/document-crypto-source-of-funds): The file that clears underwriting: ownership proof, conversion records, and a one-hop wire to escrow.
- [Sourcing vs. Seasoning](https://realopen.com/resources/sourcing-vs-seasoning-crypto): The underwriting distinction that saves crypto buyers 90 days: documentation versus waiting out the calendar.
- [Fannie Mae Crypto Guidelines (2026)](https://realopen.com/resources/fannie-mae-crypto-down-payment-guidelines): Documented proceeds, the FHFA reserves directive, and the collateral-pledge programs — where the agency rules stand.
- [Stablecoin Down Payments](https://realopen.com/resources/stablecoin-down-payment): USDC and USDT make the easiest down payment case: dollar-denominated, no volatility argument, same sourcing file.
- [When to Sell Crypto Before Buying](https://realopen.com/resources/when-to-sell-crypto-before-buying-a-house): Liquidate-and-season versus convert-at-close, milestone by milestone — a quarter of a year of difference.
- [Flagged: a Large Deposit From Coinbase](https://realopen.com/resources/lender-flagged-large-deposit-from-coinbase): Fannie Mae's 50%-of-monthly-income large-deposit rule, and the four-link paper trail that clears the condition.
- [Does Crypto Count as Assets for a Mortgage?](https://realopen.com/resources/does-crypto-count-as-assets-for-a-mortgage): Down payments must become documented dollars; reserves increasingly can stay crypto — and the sell / pledge / verify decision.
- [Crypto Assets as Mortgage Reserves](https://realopen.com/resources/crypto-mortgage-reserves): Reserves are assets you show, not spend: what Fannie Mae’s rule says, which lenders count verified crypto in 2026, and how holdings are documented from any wallet — nothing pledged.
- [Crypto but No W-2? Asset Depletion Mortgages](https://realopen.com/resources/asset-depletion-mortgage-with-crypto): Non-QM lenders turn verified holdings into qualifying income — no pledge, no lockup — if the holdings can be verified outside an exchange.
- [Crypto-Backed Mortgage: Rates & Risks](https://realopen.com/resources/crypto-backed-mortgage): Borrowing against crypto instead of spending it: Milo, the Better + Coinbase dual-loan product, collateral risk — versus a traditional mortgage or closing in cash.
- [Sell Crypto or Borrow Against It? Live Rates](https://realopen.com/resources/sell-crypto-or-borrow-against-it): Bitcoin-backed loans run 9–13% APR against a ~7% conventional mortgage, refreshed from the providers and on-chain markets; borrowing defers the tax but adds a liquidation line, so selling only what the purchase needs at closing wins for most buyers.
- [Alternatives to the Better + Coinbase Bitcoin-Backed Mortgage](https://realopen.com/resources/realopen-vs-better-coinbase-mortgage): Better + Coinbase is a loan secured by pledged Bitcoin. RealOpen is not a lender: verified crypto for reserves and a documented down payment on a traditional mortgage.
- [RealOpen vs. Milo](https://realopen.com/resources/realopen-vs-milo): Milo lends against pledged BTC or ETH and replaces a traditional mortgage; RealOpen works next to one — nothing pledged, no loan from RealOpen.

## Funding & Closing

- [The Crypto Closing Process](https://realopen.com/resources/crypto-real-estate-closing-process): How escrow, title, and good-funds rules work when the buyer funds with crypto — settlement models compared.
- [Cash Out Bitcoin to Buy a House](https://realopen.com/resources/cash-out-bitcoin-to-buy-a-house): Exchange withdrawal limits, wire cutoffs, and bank holds against your escrow deadline — and the direct-transfer route that skips liquidate-first.
- [Crypto Funding & Closing](https://realopen.com/buy/crypto-funding): How crypto is converted and delivered as closing funds in the RealOpen flow.
- [Proof of Funds Letter](https://realopen.com/proof-of-funds-letter): What the letter must show, which documents count, a sample to hand your bank, and why a wallet screenshot is not one.
- [Crypto Proof of Funds](https://realopen.com/proof-of-funds): A verified Proof of Funds letter lets crypto holders offer as cash buyers without exposing wallets — issued in about 15 minutes.
- [Staked Crypto & Proof of Funds](https://realopen.com/resources/crypto-staking-proof-of-funds): Supported staking positions count toward the verified total at the asset’s RealScore rate, disclosed as staked — verify without unstaking, unstake before closing.
- [Verify ETH Staked Through Trezor](https://realopen.com/resources/verify-eth-staked-trezor-everstake): Step-by-step: verify the Everstake pool position behind Trezor Suite’s Stake ETH and count it toward proof of funds.
- [Lido stETH & wstETH as Proof of Funds](https://realopen.com/resources/verify-lido-steth-wsteth-proof-of-funds): stETH and wstETH are recognized by contract, converted to ETH terms, and counted at the ETH rate — transferable now; withdrawal-queue requests show as Unstaking or Ready to claim.
- [Rocket Pool rETH & Coinbase cbETH as Proof of Funds](https://realopen.com/resources/verify-rocket-pool-reth-coinbase-cbeth-proof-of-funds): Value-accruing staking tokens converted to ETH at each protocol’s on-chain rate and counted at the ETH rate — transferable, no unstaking to verify or close.
- [Staked SOL, JitoSOL & mSOL as Proof of Funds](https://realopen.com/resources/verify-staked-solana-proof-of-funds): Native stake accounts attributed by withdraw authority (active, activating, deactivating, inactive) plus JitoSOL, mSOL, bSOL, JupSOL, INF and BNSOL by mint — all counted as SOL.
- [Your Own Validators as Proof of Funds](https://realopen.com/resources/verify-ethereum-validator-proof-of-funds): Validators whose withdrawal address is the verified wallet are read from the beacon chain and counted as staked ETH — verify without exiting; exit before closing.
- [The RealScore™ Report](https://realopen.com/realscore): The lender-ready verification report: wallet ownership, holdings, and a volatility-adjusted USD value, verifiable by document ID.
- [Verify a RealOpen Document](https://realopen.com/verify): Check any RealScore™ Report or Transaction Record by document ID to confirm it is authentic, unaltered, and current.

## Taxes

- [What's the Tax Hit If You Buy a House With Crypto?](https://realopen.com/resources/crypto-real-estate-taxes): Basis, holding periods, the 1099-DA era, loss harvesting, and the honest answer on "avoiding" capital gains.

## Agents & Sellers

- [How to Qualify Crypto Buyers](https://realopen.com/agents/how-to-qualify-crypto-buyers): The agent playbook: spotting red flags, verifying funds, and qualifying a crypto-funded buyer in 15 minutes.
- [Your Buyer Wants to Pay With Bitcoin](https://realopen.com/resources/buyer-wants-to-pay-with-bitcoin): The 10-minute agent guide: it closes as a cash deal, what a real crypto proof of funds shows, and the listing-side script.
- [Someone Offered Crypto for Your House](https://realopen.com/resources/someone-offered-crypto-for-your-house): Sellers receive dollars through normal escrow in nearly every crypto-funded deal — how to vet the offer and when to walk.
- [Sell Your House for Crypto](https://realopen.com/resources/sell-your-house-for-crypto): You don't need to accept crypto to sell to crypto buyers: the two transaction models, taxes if you truly take crypto, and agent advice.
- [Do You Need a "Crypto Real Estate Agent"?](https://realopen.com/resources/crypto-real-estate-agents): Any licensed agent can close a crypto-funded purchase once the crypto layer is handled; a RealOpen Certified agent has been trained and tested on that work.
- [Agent Directory](https://realopen.com/resources/agent-directory): Independent agents with crypto-funded deal experience, by market.

## International Buyers

- [Buy US Real Estate From Abroad](https://realopen.com/buy/global): No US residency, bank account, or LLC required — conversion to USD and escrow funding handled end to end.
- [Buy US Property Without a US Bank Account](https://realopen.com/resources/buy-us-property-without-us-bank-account): The real blocker is wire friction, not eligibility: what a foreign buyer needs, and how verified funds reach escrow as a domestic wire.
- [From South Africa](https://realopen.com/buy/global/south-africa): R2M discretionary and foreign capital allowances, the 2026 exchange-control rules, and the no-residency US closing.
- [From the UK](https://realopen.com/buy/global/uk): No exchange controls, CGT on the crypto disposal, HMRC matching rules — and a US closing with no American bank account.
- [From India](https://realopen.com/buy/global/india): The LRS $250k route (foreign property explicitly permitted), 30% VDA tax, and the FEMA hard lines — zero loophole-selling.
- [From Thailand](https://realopen.com/buy/global/thailand): The 0% capital-gains window on Thai SEC-licensed platforms, its conditions, and remittance mechanics.

## Tokenization

- [Tokenized Real Estate, Explained](https://realopen.com/resources/tokenized-real-estate): SPV wrappers, security tokens, thin secondary markets — honest use cases, the REIT benchmark, and the deed alternative.
- [Lofty Review](https://realopen.com/resources/tokenized-real-estate/lofty): The last US-retail tokenization platform: $50 Algorand tokens, real fees and liquidity limits, untested legal structure.
- [RealT Review — Anatomy of a Collapse](https://realopen.com/resources/tokenized-real-estate/realt): RealT raised ~$140M tokenizing Detroit homes, then entered liquidation — the case study in operator risk.
- [Blocksquare Review](https://realopen.com/resources/tokenized-real-estate/blocksquare): Tokenization's B2B infrastructure play: white-label operator marketplaces, the land-registry precedent, and why BST isn't property exposure.
- [Token vs. Deed](https://realopen.com/resources/tokenized-real-estate-vs-buying-with-crypto): Fractional tokens or the whole property: ownership, control, minimums, liquidity, and taxes, dimension by dimension.
- [Buy Real Estate With RWAs & Tokenized Stocks](https://realopen.com/buy/rwa): The conversion-path model: onchain assets on unsupported platforms can still fund a conventional cash closing.

## Reference

- [Crypto Real Estate Glossary](https://realopen.com/resources/crypto-real-estate-terms): Definitions for the transaction: proof of funds, seasoning, conversion escrow, tokenization, SPVs, and more.
- [Crypto Real Estate Companies & Brokers](https://realopen.com/resources/crypto-real-estate-companies): The industry in six categories — what each delivers and what to watch for.
- [RealOpen vs. Propy](https://realopen.com/resources/realopen-vs-propy): Propy is a blockchain-enabled title and escrow company that runs the closing; RealOpen is the buyer’s funding side — proof of funds, then dollars wired to any escrow.
- [RealOpen Blog](https://realopen.com/resources/blog): Op-eds and market commentary — direct, data-driven, allergic to hype.

## RealOpen Certified — agent certification

- [RealOpen Certified: crypto real estate agent certification](https://realopen.com/agents/certification): Certification for licensed real estate agents: trained and tested, through a course and scenario exam, on taking crypto-funded purchases from first call to closing. Verified badge, public directory profile, certificate and LinkedIn credential. Costs nothing. A private designation, not a state license.
- [Why crypto buyers are worth your time (RealOpen Certified lesson 0)](https://realopen.com/agents/certification/why-crypto-buyers): After this, you'll know what the credential asks of you and why the first skill it tests is telling real buying power from a story.
- [Crypto basics for agents (RealOpen Certified lesson 1)](https://realopen.com/agents/certification/crypto-basics): After this, you can follow a buyer's description of what they hold, where it is kept and what it would take to move it, and ask the five questions that matter before anyone writes an offer.
- [The ways crypto buys a house, and how the deal closes (RealOpen Certified lesson 2)](https://realopen.com/agents/certification/ways-to-buy-with-crypto): After this, you can name the four routes a crypto buyer can take, say which one RealOpen runs, and explain how a RealOpen-funded deal reaches the closing table as cash.
- [Qualifying crypto buyers and avoiding scams (RealOpen Certified lesson 3)](https://realopen.com/agents/certification/qualifying-crypto-buyers): After this, you can tell a legitimate crypto buyer from an unqualified one and from a scam victim in the first conversation, and ask for verification without accusing anyone.
- [Proof of funds and verification (RealOpen Certified lesson 4)](https://realopen.com/agents/certification/verifying-crypto-buyers): After this, you can say what a crypto proof of funds does and does not prove, read a RealOpen letter, and tell a listing agent how to check one.
- [Crypto and the mortgage (RealOpen Certified lesson 5)](https://realopen.com/agents/certification/crypto-and-the-mortgage): After this, you can tell which of four ways a financed buyer's crypto meets the loan, bring the lender and RealOpen together before anything is sold or moved, and explain why "sell it and wait sixty days" is usually the expensive answer.
- [Objections and the listing side (RealOpen Certified lesson 6)](https://realopen.com/agents/certification/objections-and-listing-side): After this, you can answer the eight questions that stall these deals, in words that sound like one experienced agent talking to another.
- [Finding and winning crypto buyers (RealOpen Certified lesson 7)](https://realopen.com/agents/certification/finding-crypto-buyers): After this, you have a thirty-day plan for attracting crypto-funded buyers, the words to describe the capability without sounding like a fan, and the rules for what you may and may not say about RealOpen.
- [The deal, start to finish (RealOpen Certified lesson 8)](https://realopen.com/agents/certification/realopen-workflow): After this, you can take a buyer from the first conversation to a funded closing on RealOpen, and you can see a failing closing coming a week before it fails.
- [Crypto terms for real estate agents (RealOpen Certified glossary)](https://realopen.com/agents/certification/glossary): Wallet, address, stablecoin, network, confirmation, seed phrase and the other words crypto buyers use, defined for agents: enough to follow crypto buyers and get their purchases to closing, not a blockchain course.
- [Field resources for agents who work with crypto buyers (RealOpen Certified)](https://realopen.com/agents/certification/resources): Eight printable one-page resources from the certification: the crypto buyer qualification checklist, scam and fraud red flags, the first-call script, the transaction timeline, the closing-week funding checklist, listing-side objections, the lender conversation for crypto down payments, and the custody and liquidity reference.
- [Crypto real estate agents by state (RealOpen directory)](https://realopen.com/resources/agent-directory): Licensed agents who work with verified crypto buyers, with a page per state. Any licensed agent can close a crypto-funded purchase; these have, and RealOpen Certified agents are marked and listed first.
- [Crypto buyer qualification checklist (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/qualification-checklist): The ten first-conversation questions with the routine, dig-deeper and stop answers, and the green, yellow, red screen on one page.
- [Scam and fraud red flags (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/red-flags): The patterns agents meet between a first call and a closing, each with its tell, and the line between a real fee and a fabricated one.
- [First-call script (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/first-call-script): What to say on the first call with a crypto buyer, from the opening question to the request for verification, with the three follow-ups.
- [Transaction timeline (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/transaction-timeline): The six steps from first call to funded closing, who does each, and when each has to be done to leave margin.
- [Closing-week funding checklist (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/closing-week-funding): The seventeen ways a crypto-funded closing derails, with the sign a week out and the prevention, for the week before funding.
- [Listing-side objections (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/listing-side-objections): The nine questions that stall a crypto-funded offer, from the listing agent, the seller, the attorney, the title officer, the loan officer and the buyer,…
- [Lender conversation for crypto-funded down payments (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/lender-conversation): What to tell a loan officer, the three questions the buyer asks, the documents the lender will receive, and what nobody promises.
- [Custody and liquidity quick reference (RealOpen Certified field resource)](https://realopen.com/agents/certification/resources/custody-and-liquidity): Where a buyer's crypto can be and what it takes to verify and move it from each place, with lead times.
- [Crypto real estate agents in California](https://realopen.com/resources/agent-directory/in/california): 5 licensed agents in California who work with verified crypto buyers; RealOpen Certified agents listed first.
- [Crypto real estate agents in Florida](https://realopen.com/resources/agent-directory/in/florida): 2 licensed agents in Florida who work with verified crypto buyers; RealOpen Certified agents listed first.
- [Crypto real estate agents in Hawaii](https://realopen.com/resources/agent-directory/in/hawaii): 2 licensed agents in Hawaii who work with verified crypto buyers; RealOpen Certified agents listed first.
- [Crypto real estate agents in Minnesota](https://realopen.com/resources/agent-directory/in/minnesota): 2 licensed agents in Minnesota who work with verified crypto buyers; RealOpen Certified agents listed first.
- [Crypto real estate agents in Nevada](https://realopen.com/resources/agent-directory/in/nevada): 2 licensed agents in Nevada who work with verified crypto buyers; RealOpen Certified agents listed first.
- [Crypto real estate agents in Wisconsin](https://realopen.com/resources/agent-directory/in/wisconsin): 2 licensed agents in Wisconsin who work with verified crypto buyers; RealOpen Certified agents listed first.

## More key pages

- [Buy real estate with crypto](https://realopen.com/buy): Buy any home with Bitcoin, Ethereum, or stablecoins; the seller receives cash at closing.
- [For lenders: how to verify a borrower’s crypto assets](https://realopen.com/lenders): How underwriting verifies crypto ownership, value, and history for reserves and a crypto-funded down payment on traditional QM and non-QM loans. RealOpen is not a lender and is not part of any crypto-backed mortgage product.
- [For lenders: verify RealOpen documents](https://realopen.com/lenders/api): Lender accounts to confirm RealScore™ reports and Transaction Records are authentic, unaltered, and current — by ID, QR code, or API.
- [Op-ed: Tokenized real estate is still 0.1% of everything](https://realopen.com/resources/blog/tokenized-real-estate-is-still-0-point-1-percent-of-nothing): The market-size receipts behind the tokenization cluster: a decade of trillion-dollar projections versus actual issuance, and why the deed keeps winning.
- [Op-ed: Don't tokenize the house — tokenize the buyer](https://realopen.com/resources/blog/dont-tokenize-the-house-tokenize-the-buyer): Why verifying onchain wealth (the buyer side) matters more for real estate than fractionalizing deeds — the argument behind the conversion-path model.
- [Op-ed: The 250% fine print on crypto mortgages](https://realopen.com/resources/blog/the-250-percent-fine-print-on-crypto-mortgages): The FHFA reserve rule is free and works with any lender; the branded two-loan product wants 250% collateral in bitcoin, a second lien, and two interest rates. The rule vs. the markup.
- [Op-ed: Your bitcoin is now their IOU](https://realopen.com/resources/blog/your-bitcoin-is-now-their-iou): September 2026 disclosure on the crypto-pledged conforming mortgage: pledged bitcoin sits in the lender’s custodial account, may be rehypothecated, is released only when the entire mortgage is repaid, and can be liquidated after 60 days late. The rule underneath asks none of it.
- [Crypto real estate FAQ](https://realopen.com/buy/faq): Direct answers on process, timing, taxes, custody, and security when buying real estate with cryptocurrency.
- [Sell your property to crypto buyers](https://realopen.com/sell): List with RealOpen to reach crypto-funded buyers who close as cash buyers — the seller receives USD at closing, no crypto expertise required.
- [Crypto wallet & Proof of Funds help center](https://realopen.com/help): Step-by-step guides for verifying a crypto wallet, sending a test transfer, and getting a Proof of Funds letter — per-wallet and per-exchange instructions.
- [Buy land with crypto](https://realopen.com/buy/land): Land is the most cash-native real estate segment and crypto buyers are cash buyers: lots, acreage, and parcels bought with BTC/ETH/stablecoins via conversion at closing, plus land-specific diligence.
- [Buy real estate with assets from Robinhood Chain](https://realopen.com/buy/accepted-crypto/robinhood-chain): RealOpen does not take native Robinhood Chain deposits, but eligible assets can bridge to supported networks, convert to USD, and fund a conventional cash closing — the conversion path, explained.
- [Buy real estate with Coinbase tokenized stocks](https://realopen.com/buy/accepted-crypto/coinbase-tokenized-stocks): Coinbase's 1:1-backed tokenized stocks (non-U.S. customers, Base ecosystem) are not a RealOpen deposit asset — but sold or bridged into supported assets, they can fund a conventional cash closing.
- [Buy real estate with Kraken xStocks](https://realopen.com/buy/accepted-crypto/kraken-xstocks): xStocks are SPL tokens on Solana — a RealOpen-supported network — so the conversion path from tokenized stock to USD at escrow can be a single onchain swap plus the standard funding flow.
- [Buy real estate with Ethereum](https://realopen.com/buy/buy-real-estate-with-ethereum): Buying a home with ETH.
- [Buy real estate with stablecoins](https://realopen.com/buy/buy-real-estate-with-stablecoins): Buying a home with USDC or USDT.
- [Accepted cryptocurrencies](https://realopen.com/buy/accepted-crypto): Which cryptocurrencies and networks RealOpen accepts.
- [Buy a house with Bitcoin (BTC)](https://realopen.com/buy/accepted-crypto/bitcoin-btc): Verify your BTC wallet, get a lender-ready Proof of Funds letter without cashing out, offer as a cash buyer, and convert at closing.
- [Buy a house with Ethereum (ETH)](https://realopen.com/buy/accepted-crypto/ethereum-eth): ETH-funded home purchases: wallet verification and proof of funds from self-custody or exchange, conversion to USD at closing.
- [Buy a house with Tether (USDT)](https://realopen.com/buy/accepted-crypto/tether-usdt): USDT across supported networks: verified wallets, dollar-stable proof of funds, and a standard escrow wire at closing.
- [Buy a house with USDC](https://realopen.com/buy/accepted-crypto/circle-usdc): The simplest crypto path to closing: dollar-pegged USDC, verified ownership, no volatility haircut on your buying power.
- [Buy a house with XRP](https://realopen.com/buy/accepted-crypto/xrp): XRP real estate purchases: wallet verification, proof of funds, and conversion to USD delivered to escrow at closing.
- [Buy a house with Solana (SOL)](https://realopen.com/buy/accepted-crypto/solana-sol): SOL-funded purchases: verify Solana wallets, generate proof of funds, and close as a cash buyer.
- [Buy a house with Cardano (ADA)](https://realopen.com/buy/accepted-crypto/cardano-ada): ADA holders buy any home as cash buyers: wallet verification, proof of funds, conversion at closing.
- [Buy a house with Zcash (ZEC)](https://realopen.com/buy/accepted-crypto/zcash-zec): ZEC holders (transparent t-addresses) buy any home as cash buyers: Trezor/Ledger wallet verification, on-chain proof of funds, conversion at closing.
- [Buy a house with Dogecoin (DOGE)](https://realopen.com/buy/accepted-crypto/dogecoin-doge): DOGE holders buy any home as cash buyers: Dogecoin Core/Ledger/Trezor wallet verification, on-chain proof of funds, conversion at closing.
- [Ethereum Classic (ETC) proof of funds for real estate](https://realopen.com/buy/accepted-crypto/ethereum-classic-etc): ETC is verified on-chain (same 0x address as Ethereum) and counted toward the Proof of Funds letter and RealScore Report; ETC settlement is not yet available — closings fund from an accepted settlement asset.
- [Buy a house with TRON (TRX)](https://realopen.com/buy/accepted-crypto/tron-trx): TRX and USDT on TRON: verify TRON wallets, prove funds, and fund a conventional cash closing — including the TRX-to-USDT conversion path.
- [Buy a house with BNB](https://realopen.com/buy/accepted-crypto/bnb): BNB holders close as cash buyers: wallet verification on BNB Smart Chain or Ethereum (same 0x address), proof of funds, conversion at closing.
- [Buy a house with Polygon (POL)](https://realopen.com/buy/accepted-crypto/polygon-pol): POL-funded purchases: verify Polygon wallets, generate proof of funds, and close as a cash buyer.
- [Crypto closings for title & escrow companies](https://realopen.com/title-companies): How title and escrow companies close crypto-funded deals: verified wire instructions, fiat funding, standard settlement.
- [Home builders: sell new homes to crypto buyers](https://realopen.com/home-builders): How builders and developers close new-construction sales to crypto-funded buyers who pay cash.
- [RealOpen in Claude (MCP connector)](https://realopen.com/integrations/claude): Connect RealOpen to Claude and generate verified crypto Proof of Funds letters from a conversation.
- [RealOpen in ChatGPT (app)](https://realopen.com/integrations/chatgpt): Install the RealOpen app from the ChatGPT Apps Directory to manage wallets and proof of funds in ChatGPT.
- [RealOpen in Grok (MCP connector)](https://realopen.com/integrations/grok): Add RealOpen as a custom connector in Grok and generate verified crypto Proof of Funds letters from a conversation.
- [RealOpen in Perplexity (MCP connector)](https://realopen.com/integrations/perplexity): Connect RealOpen as a remote MCP connector in Perplexity to manage wallets and generate proof of funds in conversations.

## Help — guides

- [Why your wallet shows a zero balance during verification](https://realopen.com/help/guides/wallet-zero-balance): You submitted your wallet address and it shows a balance of zero — even though you know the funds are there.
- [How to verify that you own a crypto wallet](https://realopen.com/help/guides/verify-wallet-ownership): Before your crypto can back a proof-of-funds letter, you have to prove the wallet is actually yours.
- [How long crypto transfers take to confirm](https://realopen.com/help/guides/crypto-transfer-timing): When you send a test transfer to verify a wallet — or move funds at closing — the wait before it's confirmed depends entirely on which network you're using.
- [Privacy when buying real estate with crypto](https://realopen.com/help/guides/crypto-privacy-real-estate): Buying property with crypto doesn't mean broadcasting your holdings to everyone at the closing table.
- [Signing a message vs. sending a test transfer: which wallet verification to use](https://realopen.com/help/guides/signature-vs-dust-transfer): Both methods prove you control a wallet.
- [Which cryptocurrencies you can use to buy real estate](https://realopen.com/help/guides/supported-crypto-real-estate): Not every token is equally practical for a real estate purchase.
- [Crypto down payment seasoning and how to skip it](https://realopen.com/help/guides/crypto-down-payment-seasoning): Seasoning is a workaround for funds a lender can't trace.
- [When your lender says to sell your crypto first](https://realopen.com/help/guides/lender-says-sell-crypto): Usually not the way they mean it.
- [Do crypto funds need to be seasoned for a mortgage?](https://realopen.com/help/guides/do-crypto-funds-need-seasoning): No — sourced crypto funds don't require a seasoning period.
- [Documenting crypto as a source of funds](https://realopen.com/help/guides/document-crypto-source-of-funds): An underwriter accepting crypto-derived funds wants three things: proof the asset was yours, proof of the conversion to dollars, and a traceable path from conversion to closing.
- [Sourcing vs. seasoning for crypto funds](https://realopen.com/help/guides/sourcing-vs-seasoning): **Sourcing** is documentation: proving where down payment funds came from and that they're yours.

## Help — verify your wallet

- [How to find your wallet address in MetaMask](https://realopen.com/help/metamask/find-address): Your MetaMask address is the public identifier you share to receive funds or to submit for wallet verification.
- [How to sign a message in MetaMask](https://realopen.com/help/metamask/sign-message): Signing a message in MetaMask proves you control an address without moving any funds or revealing your private key.
- [How to send a transfer from MetaMask](https://realopen.com/help/metamask/send-transfer): Sending from MetaMask is how you complete a test-transfer verification, or move funds generally.
- [How to find your wallet address on a Ledger device](https://realopen.com/help/ledger/find-address): With a Ledger, your address is derived from keys that never leave the device.
- [How to sign a message with a Ledger device](https://realopen.com/help/ledger/sign-message): A Ledger can sign a verification message using keys that stay on the device — you approve the signature physically, on the Ledger's buttons.
- [How to send a transfer from a Ledger device](https://realopen.com/help/ledger/send-transfer): Sending from a Ledger goes through Ledger Live (or a connected interface), with the transaction approved physically on the device.
- [How to find your wallet address on a Trezor device](https://realopen.com/help/trezor/find-address): Your Trezor address is derived on the device and viewed through Trezor Suite.
- [How to sign a message with a Trezor device](https://realopen.com/help/trezor/sign-message): A Trezor can sign a verification message with keys that never leave the device, approved on the device itself.
- [How to send a transfer from a Trezor device](https://realopen.com/help/trezor/send-transfer): Sending from a Trezor runs through Trezor Suite, with the transaction approved on the device.
- [How to find your wallet address in Coinbase Wallet](https://realopen.com/help/coinbase-wallet/find-address): This covers **Coinbase Wallet**, the self-custody app where you hold your own keys — not the Coinbase exchange account.
- [How to sign a message in Coinbase Wallet](https://realopen.com/help/coinbase-wallet/sign-message): Coinbase Wallet (the self-custody app) can sign a verification message to prove you control an address — no funds move and your keys stay private.
- [How to send a transfer from Coinbase Wallet](https://realopen.com/help/coinbase-wallet/send-transfer): Sending from Coinbase Wallet (the self-custody app) is how you complete a test-transfer verification or move funds.
- [How to find your wallet address in Phantom](https://realopen.com/help/phantom/find-address): Phantom is a multi-chain wallet — it holds addresses on Solana and on EVM chains (Ethereum, Polygon, Base) as well as Bitcoin.
- [How to sign a message in Phantom](https://realopen.com/help/phantom/sign-message): Phantom can sign a verification message to prove you control an address — no funds move and your keys stay on your device.
- [How to send a transfer from Phantom](https://realopen.com/help/phantom/send-transfer): Sending from Phantom completes a test-transfer verification or moves funds generally.
- [How to find your wallet address in Trust Wallet](https://realopen.com/help/trust/find-address): Trust Wallet is a multi-chain mobile wallet supporting many networks.
- [How to sign a message in Trust Wallet](https://realopen.com/help/trust/sign-message): Trust Wallet can sign a verification message to prove you control an address, without moving funds or exposing your keys.
- [How to send a transfer from Trust Wallet](https://realopen.com/help/trust/send-transfer): Sending from Trust Wallet completes a test-transfer verification or moves funds.
- [How to find your wallet address in Exodus](https://realopen.com/help/exodus/find-address): Exodus is a multi-chain wallet available on desktop and mobile.
- [How to sign a message in Exodus](https://realopen.com/help/exodus/sign-message): Message signing in Exodus depends on the asset, and isn't available for every coin.
- [How to send a transfer from Exodus](https://realopen.com/help/exodus/send-transfer): Sending from Exodus completes a test-transfer verification or moves funds generally.
- [How to find your wallet address in Rabby](https://realopen.com/help/rabby/find-address): Rabby is an EVM-focused wallet built around clear network awareness.
- [How to sign a message in Rabby](https://realopen.com/help/rabby/sign-message): Rabby signs verification messages cleanly and is known for showing you exactly what you're approving.
- [How to send a transfer from Rabby](https://realopen.com/help/rabby/send-transfer): Sending from Rabby completes a test-transfer verification or moves funds.

## Help — withdraw from an exchange

- [How to withdraw crypto from Coinbase (exchange)](https://realopen.com/help/coinbase-exchange/withdraw): This covers the **Coinbase exchange** account (coinbase.com / the Coinbase app), not the self-custody Coinbase Wallet.
- [How to withdraw crypto from Kraken](https://realopen.com/help/kraken/withdraw): Kraken is a custodial exchange — it holds the keys on your behalf.
- [How to withdraw crypto from Binance](https://realopen.com/help/binance/withdraw): Binance is a custodial exchange that holds the keys on your behalf, which changes how verification works (see the note at the end).

## En español

- [Compra bienes raíces en EE. UU. con criptomonedas](https://realopen.com/es): Página principal en español: compra cualquier propiedad en Estados Unidos pagando con Bitcoin, Ethereum o stablecoins; el vendedor recibe dólares al cierre.
- [Cómo funciona RealOpen](https://realopen.com/es/como-funciona): El proceso paso a paso: verificación, prueba de fondos al instante, oferta de contado y fondeo del escrow.
- [Prueba de fondos con cripto](https://realopen.com/es/prueba-de-fondos): Cómo funciona la carta de prueba de fondos respaldada por criptoactivos y qué esperan ver los agentes del vendedor.
- [Comprar en Estados Unidos desde el extranjero](https://realopen.com/es/comprar-en-estados-unidos-desde-el-extranjero): Comprar propiedad en EE. UU. sin cuenta bancaria estadounidense: qué se requiere de verdad y cómo la vía cripto evita los bancos corresponsales.
- [Cómo comprar una casa con criptomonedas](https://realopen.com/es/como-comprar-una-casa-con-cripto): Guía general: definición, mitos, flujo de la operación, participantes y consideraciones legales.